Credit

Credit services facilitates in retrieving credit report. A credit report is a detailed information of an applicant’s credit history such as, loan paying history and the status of credit accounts. Lenders use the Credit reports along with other details to determine loan applicant’s creditworthiness.

Services Offered

• Pull a new credit report from the credit service providers.

• Return an existing report using the reference number (Credit Report Identifier) of a completed credit report.

• Fetch the complete report when an original credit report is updated and the processing of the same is asynchronous.

• Update or request changes to a completed report for trade line and public record modifications.

• Add or remove a co-borrower, add or remove repositories or both to an existing report.

• Check the status of an Update request.

• Cancel an update requested before the change is complete.

FinConnect supports Credit Services through:

• Avantus®

• CoreLogic Credco®

• Factual Data by CBC

• Equifax TriMerge Credit®

• Informative Research®

• MeridianLink

For more details refer: