Overview

This specification describes the communication between the lender's system and FinConnect. The integration between the lender's system and FinConnect is facilitated through RESTful Web services offered by FinConnect.

Tax Transcripts

The 4506-T Direct report verifies a borrower’s personal or business tax returns according to IRS (The Internal Revenue Service is the revenue service of the United States federal government.) records. Each order requires a borrower-signed 4506-T form. The 4506T service allows lenders to request tax transcripts to verify borrower’s income and employment for up to past four tax filing years subject to the data availability with IRS.

 

FinConnect supports the Tax Transcripts service through the following service providers:

1.   Equifax 4506-T®

Product code

Version

Supported Operations

EQF_TAX_VER

v2

Submit Order, Status Query Request, Retrieve Request

 

2.   CoreLogic 4506-T Direct®

Product code

Version

Supported Operations

CLC_4506T_1

v2

Submit Order,Reissue Order, Retrieve Order, Update Order, Status Query.

 

Note:  Orders can include options such as Income Variance and custom page numbering.

PointServ Tax

FinConnect with the PointServ integration instantly delivers borrowers' tax return documents directly from the IRS.

Product code

Version

Supported Operations

TAX_VER_SER

v3

Get All Providers, Get Tax Providers, Get Login Credentials, Initial Login Request, MFA Login Request, Get Tax Data Link, Get Tax Summary Data, Get Tax Document, Close Active Connection